Refund Policy

All payments made towards SumaRamuS Netcommunion memberships and subscriptions are non-refundable.
Exceptions may be made only in the following cases:

- Double payment due to technical error

- Transaction failure with successful deduction

- Refund request within 7 days of subscription and before account activation

To initiate a refund request, email atmavidyauma@gmail.com with your payment proof and reason for claim.

All approved refunds will be processed within 10 business days.